Finance topic guide
Retirement calculators
Estimate retirement savings, 401(k) growth, and Roth IRA projections with free browser-based retirement calculators.
Topic guides
Browse focused guides that compare related tools and link to the best starting point for your task.
- Loan calculatorsCompare free loan calculators for monthly payments, APR, payoff timelines, and extra-payment savings. Run estimates in your browser.
- Mortgage calculatorsFree mortgage calculators for monthly payments, affordability, amortization schedules, and refinance break-even estimates in your browser.
- Retirement calculatorsEstimate retirement savings, 401(k) growth, and Roth IRA projections with free browser-based retirement calculators.
- Investment calculatorsFree investment and savings calculators for compound interest, SIP, ROI, inflation, and long-term growth estimates.
- Debt calculatorsPay off credit cards faster and compare snowball vs avalanche strategies with free debt calculators in your browser.
- Salary and paycheck calculatorsConvert hourly wages to salary, estimate paychecks, and model overtime with free payroll calculators in your browser.
- Business finance calculatorsBudget, tax, net worth, and affordability calculators for small-business and personal finance planning in your browser.
Tools in this guide
Overview
Retirement calculators translate contribution rate, years to retire, and expected return into projected balances. They are useful for sanity-checking whether you are on track before meeting with a financial planner.
Retirement Calculator provides a broad projection from inputs you control. 401(k) Calculator models employer-plan style contributions. Roth IRA Calculator focuses on after-tax contribution limits and tax-free growth assumptions you enter.
Market returns are uncertain and these tools use simplified compounding. They do not know your employer match rules, catch-up limits, or tax bracket changes. Use them to compare contribution scenarios, not as guaranteed forecasts.
How to choose
- General retirement projection → Retirement Calculator.
- Employer 401(k) planning → 401(k) Calculator.
- Roth IRA scenario → Roth IRA Calculator.
Frequently asked questions
What return rate should I use?
Many people test conservative, moderate, and optimistic rates. The right assumption depends on your allocation and time horizon.
Do these include Social Security?
Only if the specific tool exposes a Social Security field. Check each calculator’s inputs.
Are results guaranteed?
No. They are illustrative projections based on the numbers you enter.
Related workflows
These multi-step guides chain tools from this category for common jobs.