Mortgage Calculator
Featured
Estimate monthly mortgage payments with optional tax, insurance, and HOA (defaults to 30 years).
- On your device
- No signup
Topical hub
Real estate tools
Mortgage, rent vs buy, refinance, HELOC, and rental affordability calculators for buyers, sellers, and investors—free on your device.
9 free tools in this guide — pick one below to get started.
Tools in this guide(9)
Open a tool to calculate, convert, or edit — no signup required.
Mortgage Affordability Calculator
Featured
Estimate how much home you can afford from income, debts, and loan terms.
- On your device
- No signup
Rent vs Buy Calculator
Featured
Compare the cost of renting versus buying a home over time.
- On your device
- No signup
Mortgage Refinance Calculator
Featured
Compare current and refinanced mortgage payments.
- On your device
- No signup
Home Equity Loan Calculator
Featured
Estimate a $100,000 home equity loan payment and how much equity you can borrow.
- On your device
- No signup
HELOC Payment Calculator
Featured
Estimate HELOC interest-only draw payments and later repayment amounts.
- On your device
- No signup
Rent Affordability Calculator
Featured
Estimate how much rent you can afford from your income.
- On your device
- No signup
Mortgage Amortization Calculator
Featured
Generate a mortgage amortization schedule with principal and interest breakdown.
- On your device
- No signup
ROI Calculator
Featured
Calculate return on investment as a percentage, with optional annualized ROI.
- On your device
- No signup
Related focused guides
Focused pages with tailored examples and FAQs—each reuses the same tool with task-specific guidance.
Overview
Real estate decisions combine financing, holding costs, and exit timing. This hub groups calculators for buyers comparing listings, owners weighing refinance, and renters modeling affordability or rent-vs-buy outcomes.
Mortgage Calculator and Mortgage Affordability Calculator anchor purchase math. Rent vs Buy Calculator compares multi-year costs when you are lease-shopping. Home Equity Loan Calculator and HELOC Payment Calculator model tapping equity. Rent Affordability Calculator sets housing budgets from income you enter.
Property tax, insurance, PMI, and local market trends vary. Use these tools for scenario planning, then confirm with lenders, agents, and appraisers before committing.
How to choose
- Listing payment estimate → Mortgage Calculator.
- Max purchase price → Mortgage Affordability Calculator.
- Lease vs purchase → Rent vs Buy Calculator.
- Tap home equity → Home Equity Loan Calculator or HELOC Payment Calculator.
- Renter housing budget → Rent Affordability Calculator.
- Rate-drop refinance → Mortgage Refinance Calculator.
Frequently asked questions
How is this different from the home buyer calculators hub?
Home buyer calculators focus on purchase paths. This hub also covers renting, equity lines, and refinance scenarios.
Do calculators include closing costs?
Only when you enter them or a tool exposes dedicated fields. Budget closing costs separately if unsure.
Can investors model rental property here?
Use ROI Calculator and mortgage tools for rough cash-flow math. Detailed rental analysis may need additional assumptions you enter manually.
Step-by-step workflows (1)
Multi-step guides that chain tools from this topic—follow numbered steps instead of guessing tool order.