401(k) Calculator
Project 401(k) balance with employer match and compound growth.
- Browser-based
- No signup
Finance
Private: processed on your device
Enter current Roth IRA balance, annual contribution, expected return, and years to estimate projected balance, total contributions, and tax-free growth. Contribution limits and tax rules are not modeled in detail.
Results are estimates for educational purposes and are not financial advice. Contribution limits, income rules, taxes, and fees are simplified or omitted. Consult a qualified financial professional for personal guidance.
1. Enter current Roth IRA balance. 2. Enter planned annual contribution. 3. Set expected annual return (%) and years to grow. 4. Click Calculate Roth IRA. 5. Review projected balance, total contributions, and estimated growth.
Example: $10,000 current balance with $7,000/year contributed at 7% for 25 years projects a tax-free balance far above total contributions—verify limits with current IRS rules.
Projects Roth IRA balance from current savings, annual contributions, expected return, and years until withdrawal. Assumes contributions are made once per year—contribution limits and tax rules are not modeled in detail.
Results are estimates for educational purposes and are not financial advice. Contribution limits, income rules, taxes, and fees are simplified or omitted. Consult a qualified financial professional for personal guidance.
Your data is processed in your browser and is not uploaded to our server.
Balance grows by compounding the starting amount and adding each annual contribution with remaining years to compound.
Yes. Utilnivo tools are free to use and do not require an account.
Utilnivo does not require an account. See the privacy note on this page for how your data is processed for this tool.
Open the tool on this page, enter your inputs, and use the on-screen controls. No account is required.
Project 401(k) balance with employer match and compound growth.
Project retirement savings growth over time.
Project investment growth from a lump sum and monthly contributions.
Calculate compound interest growth on savings or investments.
Project savings growth with initial deposit and monthly contributions.
Estimate returns from systematic investment plans.
Page last reviewed:
Enter values and calculate.