Mortgage Closing Costs Calculator
AdvancedAdd fees and prepaids, subtract credits, and estimate cash to close.
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Itemize loan fees, title costs, escrow deposits, and prepaid interest, taxes, and insurance. Subtract seller and lender credits to estimate cash needed at closing.
How to use this tool
Enter each fee, prepaid, and credit line. Results update as you type.
Worked example
Fees of $4,550 plus prepaids of $3,300 minus $1,500 credits equals $6,350 cash to close.
How it works
Sums itemized lender and third-party fees plus prepaid items, then subtracts seller and lender credits to estimate cash to close.
Limitations
Estimates only for educational purposes. Not financial, tax, or legal advice. Verify figures with your lender, advisor, or official IRS/SSA sources before making decisions.
Privacy and file handling
Your data stays on your device and is not uploaded.
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