Rental Property Calculator

How to use this tool

Enter purchase price, down payment ($ or %), rent, vacancy ($ or % of gross rent), other income, and base operating expenses. Add management and CapEx percents. Either enter annual debt service or optional financing inputs, then calculate.

Worked example

A $350,000 property with $36,000 rent, 8% management, and 5% CapEx reserve typically shows a mid-single-digit cap rate; financing inputs drive cash-on-cash after debt service.

How it works

Calculates NOI after vacancy ($ or % of gross rent), other income, operating expenses, property-management %, and CapEx reserve %. Cap rate uses NOI ÷ purchase price. Cash flow subtracts debt service (manual annual amount, or computed from optional loan amount/rate/term) and cash-on-cash divides by cash invested (down payment as $ or %).

Limitations

Estimates only for educational purposes. Not financial, tax, or legal advice. Verify figures with your lender, advisor, or official IRS/SSA sources before making decisions.

Privacy and file handling

Your data stays on your device and is not uploaded.

Related pages

• Browse all free online tools on Utilnivo
• Explore more finance tools on Utilnivo
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